United Hospital Fund staff will be working remotely until further notice.
Post-election commentary: Achieving progress will be immensely challenging, given the likelihood of a divided Congress and the competing priority of addressing the ongoing pandemic. The most difficult challenge will be tackling health care disparities, especially among Black and Brown communities.
UHF's experts help make sense of our changing health care system.
UHF is a hub of activity—policy research, data analysis, stakeholder convenings, grantmaking, and more. See our newsletters for updates on the work most relevant to you.
UHF's annual Tribute to Excellence in Health Care, recognizing quality improvement champions, celebrates the depth and breadth of health care in the New York metropolitan region.
What we're accomplishing with your donations.
The associated press release can be found here.
Individual coverage health reimbursement arrangements, or ICHRAs, are a small-scale initiative from the Trump administration with some appeal as a way to help workers access health coverage when it’s not available on the job. However, they pose significant risks for New York consumers, particularly lower-income enrollees.
These risks include higher individual market premiums due to adverse selection; the loss of employer-sponsored insurance; higher costs for lower-income consumers by ending their access to the Essential Plan and federal subsidies for health care insurance premiums; and new logistical and administrative burdens.
This brief explains the workings of ICHRAs and examines their risks and benefits for New Yorkers; it also suggests several ways ICHRAs could be improved for New Yorkers, helping establish ICHRAs as a tool to help address shortcomings in the employer-sponsored insurance market and the Affordable Care Act—rather than undermining them.