The Big Picture IV: New York's Private and Public Insurance Markets, 2010, and the Affordable Care Act

Author/Editor: Peter Newell, Allan Baumgarten, and Miriam Aziz


See the related press release.

The Big Picture is the Fund’s series of yearly reports that highlight enrollment and financial results in New York’s public and private insurance markets. This fourth installment in the series provides a detailed snapshot of enrollment and financial trends in 2010, examines the impact of the Affordable Care Act on New York's health insurance markets, and reviews some of the important policy questions and regulatory challenges ahead.

Premiums for all New York health insurance plans totaled nearly $51.3 billion in 2010, a 3.3 percent increase from 2009. The Prepaid Health Services Plan sector saw a jump of more than 20 percent in premiums from 2009 to 2010. Medicare Advantage business accounted for a major share of health plan profits, particularly for their HMO licensees, despite ongoing reductions in federal premiums for coverage that are continued and broadened in the Affordable Care Act.

Some of the Affordable Care Act-related topics covered in the report include changing enrollment in the standardized individual market, the Act’s impact on existing coverage options such as Healthy NY and Family Health Plus, and the ability of small employers to shift to self-funded coverage outside the reach of the Act.

Support for The Big Picture IV was provided by the New York State Health Foundation.

Copyright: 2012
Published: 08.21.2012




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